<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Homepage - Highest Priority -->
  <url>
    <loc>https://moneybond.in/</loc>
    <lastmod>2025-01-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Authentication Pages - High Priority for User Acquisition -->
  <url>
    <loc>https://moneybond.in/auth/login</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/auth/signup</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Legal/Policy Pages - Important for Trust and Compliance -->
  <url>
    <loc>https://moneybond.in/privacy-policy</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/terms-of-service</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/refund-policy</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- App Feature Pages - For SEO Discovery of Key Features -->
  <url>
    <loc>https://moneybond.in/app/user-guide</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/upgrade</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Feature Landing Pages for SEO (conceptual pages for feature discovery) -->
  <url>
    <loc>https://moneybond.in/app/dashboard</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/expenses</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/incomes</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/assets</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/liabilities</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/budget</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/ai-insights</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Settings and Support Pages -->
  <url>
    <loc>https://moneybond.in/app/settings</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <url>
    <loc>https://moneybond.in/app/notifications</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

</urlset> 